For a life where health and happiness walk together

AI‑powered preventive care, integrated with secure medical record storage, transforms India's fragmented system into an affordable, proactive wellness engine—leveraging ABDM/ABHA for unified data and delivering a dynamic "Wellness Score" to guide users. Nirvikara implements this to cut costs by 20–40% through early interventions, reducing NCD burden (projected ₹2.1 lakh crore by 2025).

Standard preventive health packages in India typically include 20–80+ tests focusing on NCD risks (diabetes, HTN, lipids, organ function), priced ₹399–₹10,000 based on tier, with home collection common via labs like PharmEasy, Lal PathLabs, Redcliffe.

• CBAC Risk Score: Tobacco, alcohol, physical activity, family hx.
• Core: BP, RBS (>140 mg/dL → confirm), BMI.
• Referral Triggers: Oral/visual/pruritus exam for cancers.

CategoryTests IncludedBloodCBC (Hb, platelets, WBC), FBS/RBS, HbA1c, Lipid Profile (cholesterol, triglycerides, HDL/LDL), ESROrgan FunctionLFT (ALT, AST, bilirubin), KFT (creatinine, urea, uric acid)OthersUrine routine, TSH (thyroid)

Examples: PharmEasy Basic (₹799), Redcliffe Smart (₹799).

CategoryTests IncludedBloodAll basic + Vitamin D/B12, Iron profile, GGTOrganFull LFT/KFT + amylase, electrolytesCardiacECG, Stress test (TMT) optionCancerPSA (men 45+), CA-125/PAP smear (women 40+)ImagingUSG abdomen/pelvis, Chest X‑rayOthersStool routine, RA factor

Examples: Lal PathLabs Swasthfit (₹1,870), Star Master (₹3,530).

Adds: DEXA bone, mammogram/PSA, Echo, PFT, Vitamin panel, tumour markers (CEA, AFP).

India's preventive care lags: 60% NCD deaths premature; out‑of‑pocket spend at 62%; 42 crore ABHA IDs link 5+ crore records across 1.3 lakh facilities, but siloed and underused for prediction. AI unlocks this for personalised nudges (e.g., diabetes risk via trends), saving ₹500–2000/mo per user via fewer visits. Apps like HeyDoc already demo WellnessGPT for ABHA‑driven scores and reminders.

• ABHA/PHR Vault: ABDM‑certified storage for prescriptions, labs, vitals, vaccines—OCR for handwritten notes; family profiles (up to 10 members). Consent‑based sharing; HIPAA/NDHM compliant.
• Data Pipeline: ETL from wearables (steps/sleep), manual inputs, teleconsults; anonymise for ML training.

• Score Calculation: Holistic 0–100 metric, refreshed daily/weekly:
  ComponentWeightInputs & AI LogicExample BoostersVital Trends (30%)Vitals, labsML detects anomalies (e.g., HbA1c creep → -10 pts)Stable BP/glucose (+15 pts)​Lifestyle (25%)Steps, sleep, diet logsNLP from food photos; adherence scoring8k steps/day (+10); balanced meals (+12)​Dosha/Agni Balance (20%)Symptoms, prakriti quizAyurveda ML mapping (e.g., Vata calm → +15)Dinacharya compliance (+18)​Risk Prediction (15%)Family history, agePredictive models (e.g., 10% diabetes risk → -8)Screenings done (+10)Mental Wellness (10%)Mood logs, stress quizSentiment analysis (+ mood trends)Meditation streaks (+12)​
  • Visual Dashboard: Traffic light (Green 80+: Optimal; Yellow 60–79: Watch; Red <60: Act); trends graph; "What moved my score?" explanations.
  • Benchmarking: Compare anonymised vs. peers/age group (e.g., "You're top 20% for sleep in 40+ Indians").

• Personalised Nudges: Score‑driven alerts:
  
  • Yellow: "Wellness dip: Try 5‑min pranayama for Vata."
  • Red: "Sugar trend rising—book ₹199 glucose check; add bitter greens."
  • Proactive: "Monsoon ahead—Kapha detox plan to prevent allergies."
• Multi‑Tier Plans (Affordability Focus):
  TierPriceFeaturesSavings ImpactFree₹0Basic score, diet tips, reminders15% fewer self‑meds​Core₹99/moFull score, AI plans, generic sourcing25% visit reduction (₹1500 saved/yr)​Pro₹299/moWearable sync, teleconsults, branded kits40% NCD cost cut; doorstep tests
• Cost Controls: Bulk generics via tie‑ups (Apollo24x7); subsidies for Ayushman users; predict/pre‑buy preventives (e.g., Vit D before winter).

• Onboarding Flow: ABHA scan → baseline score → 60‑sec quiz → first plan.
• Channels: App, WhatsApp bot, voice (Hindi/Tamil); offline caching for rural.
• Monetisation Safeguards: Free core hooks premiums; no upselling risks.

• Phased Launch: Beta (10k Maharashtra users) → National via ABDM (target 1M by 2027).
• KPIs: +15 pt avg score gain; 30% cost savings (tracked via claims); 80% retention; ROI: 3–5x via reduced escalations.
• Partnerships: CCRAS/ICMR for validation; Helius/SecondMedic for co‑dev; MoHFW for scale.
• Risk Mitigation: Bias audits; doctor oversight for scores <50; transparent ML (e.g., "Score based on 85% lab confidence").

This makes preventive care a habit, not hassle—e.g., a Delhi user saves ₹12k/yr on diabetes prevention via early score alerts. Nirvikara becomes the "Health Scorekeeper" for 840M ABHA citizens, driving Viksit Bharat wellness. Ready for wireframes or pilot specs?